How do I file an auto insurance coverage declare with American Household?

What You Ought to Know

  • You may file an auto insurance coverage declare with American Household in certainly one of 4 other ways
  • You may entry on-line by the web site or cellular app
  • Alternatively, you possibly can attain out to your agent or name the customer support line by the toll-free quantity

When you’ve got accident harm to your automobile, chances are you’ll be scrambling to seek out out methods to file an auto insurance coverage declare. Furthermore, chances are you’ll wish to know methods to file an auto insurance coverage declare with American Household.

We perceive that you could be be eager to get on with the method, so we’ve requested the questions for you and supplied the solutions under.

You Have A number of Methods to File an Auto Insurance coverage Declare With American Household

In case you are an American Household policyholder, you possibly can file an auto insurance coverage declare in 4 other ways. You may contact an agent if you have already got one or attain out by the customer support line.

Learn extra: How lengthy does it take for American Household to course of an auto insurance coverage declare?

Alternatively, you possibly can go surfing and entry the corporate’s web site by its net portal or cellular app. Nevertheless, in case you are claiming in opposition to a policyholder, you possibly can name the toll-free quantity or begin the method by the web site.

You Must Present Sure Info to Course of an Auto Declare with American Household

Whether or not you focus on the declare in individual with a consultant or reply the step-by-step questions on-line, you want a specific amount of data earlier than continuing. For instance:

  • The id of the concerned events, together with names, addresses, and insurance coverage particulars
  • Description of the incident
  • Pictures or movies of the harm
  • Names and phone particulars of any witnesses on the scene
  • Police report (in case you have one obtainable)

If the harm is extreme, chances are you’ll must take the automobile to a licensed restore store so an professional can evaluation and supply a report to your insurance coverage adjuster. You might also must file a police report after an accident if anybody was injured.

The Subsequent A part of the American Household Claims Course of

As soon as an adjuster has reviewed the knowledge, they’ll offer you an estimate. You may then resolve methods to proceed. If you wish to restore the automobile, you possibly can go to your personal physique store or go for a facility the insurance coverage firm recommends.

Generally, a really useful facility will provide you with a lifetime guarantee as soon as they end the repairs. Nevertheless, should you use your personal physique store, discover out what to do if insurance coverage gained’t pay the restore store’s quoted worth.

Don’t neglect that you’ll normally must pay the deductible. What’s an auto insurance coverage deductible, and the way does it work?

The insurance coverage firm will both pay the restore facility the online quantity or deduct it from any examine they could ship you. If you’d like extra details about this a part of the method, chances are you’ll wish to learn: “

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You Have Choices If You Wish to File an Auto Insurance coverage Declare With American Household

American Household lets you file an auto insurance coverage declare and certainly one of 4 other ways. You may contact an agent, name the customer support line, or file a declare digitally by the web site or cellular app.

Often Requested Questions

What different varieties of insurance coverage does American Household supply?

You could qualify for a bundling low cost should you add householders, renters, life, or business insurance coverage protection to your vehicle insurance coverage.

Why do insurance coverage firms deny claims?

Generally, an insurance coverage firm will deny a declare for certainly one of a number of potential causes. For instance, chances are you’ll be too late submitting a declare in response to the corporate’s deadlines or have a lapsed coverage.


As well as, chances are you’ll not have the correct quantity of protection if, for instance, you solely have legal responsibility as a substitute of complete.

How do I purchase American Household insurance coverage?

Get additional details about American Household Insurance coverage by speaking to an agent, calling the customer support line, or filling out an internet type to request a quote.

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Rachel Bodine

Insurance coverage Function Author

Rachel Bodine graduated from school with a BA in English. She has since labored as a Function Author within the insurance coverage business and gained a deep information of state and countrywide insurance coverage legal guidelines and charges. Her analysis and writing deal with serving to readers perceive their insurance coverage protection and methods to discover financial savings. Her professional recommendation on insurance coverage has been featured on websites like PhotoEnforced, All…

Leslie Kasperowicz

Farmers CSR for 4 Years

Leslie Kasperowicz holds a BA in Social Sciences from the College of Winnipeg. She spent a number of years as a Farmers Insurance coverage CSR, gaining a stable understanding of insurance coverage merchandise together with dwelling, life, auto, and business and dealing immediately with insurance coverage prospects to know their wants. She has since used that information in her greater than ten years as a author, largely within the insurance coverage…

Editorial Tips: We’re a free on-line useful resource for anybody concerned about studying extra about auto insurance coverage. Our aim is to be an goal, third-party useful resource for every part auto insurance coverage associated. We replace our web site recurrently, and all content material is reviewed by auto insurance coverage consultants.

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