If in case you have had a Trustmark insurance coverage declare denied you aren’t alone. Trustmark could also be trusted by tens of millions of members and plan individuals annually, however many insurance coverage policyholders have advised a unique story in regards to the insurance coverage firm through the years. If Trustmark or any of its subsidiaries, has undervalued, delayed fee, and even denied your insurance coverage declare outright, it’s time to hunt authorized counsel and the staff at Donahue & Horrow LLP is right here that will help you.
We’re a Los Angeles-based legislation agency that has efficiently secured tens of millions of {dollars} for our shoppers for his or her wrongfully denied incapacity, life, well being, and unintentional dying insurance coverage claims. We now have filed lawsuits towards Trustmark, its subsidiaries, and different main insurance coverage suppliers. Most Insurance coverage Firms are targeted on their backside line fairly than the well-being of their policyholders. We, at Donahue & Horrow, LLP, are targeted on you, the policyholder.
In the event you suppose you might have been handled unfairly by Trustmark, or in case your insurance coverage declare has been denied, name us at this time: (877) 664-5407. Our authorized staff is obtainable to reply any questions you might have about your Trustmark insurance coverage declare and coverage. These calls and consultations are for free of charge to you. We’re right here to do what is correct.
About Trustmark – A Unified Model
On January 1, 2020, Trustmark accomplished an organization-wide initiative to unite all of its subsidiaries beneath the Trustmark model. Throughout this course of, the CoreSource and Starmark enterprise items have been modified to Trustmark Well being Advantages and Trustmark Small Enterprise Advantages. The group’s buyer base contains people, employers, brokers, and healthcare suppliers.
Because of the subsidiaries of Trustmark uniting, Trustmark’s belongings and revenues are on the rise, and whereas the group isn’t hurting financially, it continues to struggle tooth and nail towards paying out legitimate insurance coverage claims. In the event you suspect that your Trustmark insurance coverage declare has been deliberately delayed or denied, name Donahue & Horrow, LLP’s authorized staff at this time: (877) 664-5407.
Trustmark Techniques Used to Deny Insurance coverage Claims
Trustmark has been on the middle of assorted lawsuits relating to their practices of wrongfully denying insurance coverage claims. At Donahue & Horrow, LLP, we now have typically seen insurance coverage suppliers similar to Trustmark carry out the next acts when denying legitimate insurance coverage claims:
- Refusing to imagine that your subjective complaints — similar to ache and fatigue — are actual;
- Falsely claiming there may be not sufficient medical proof to assist your declare; and
- Reviewing your social media posts, then utilizing what they discover towards you.
It could appear intimidating to struggle again towards Trustmark or different massive insurance coverage firms to struggle on your insurance coverage advantages, however there are clear indicators it is best to look out for to find out if Trustmark is making an attempt to fraudulently deny your declare.
Insurance coverage companies typically attempt to “put on down” policyholders such as you within the hopes that you’ll surrender fairly than struggle on your advantages by:
- Stalling: asking for increasingly information to assist your declare, even you probably have already offered them with entry to your entire medical information;
- Counting on the opinions of in-house docs, whose opinions overwhelmingly are inclined to assist their employer, the insurance coverage firm;
- Trying to rescind your coverage as a result of the insurance coverage agent didn’t embody data that you just advised her or him on the appliance; and/or
- Prolonged delays in making a choice on an insurance coverage declare.
Actual Examples of Trustmark Denying Incapacity Claims
Trustmark has skilled quite a few lawsuits and settlements in recent times for denying policyholders’ claims. For instance, a plaintiff who labored in a meat-cutting plant suffered a coronary heart ailment that impacted his skill to carry out his job. Trustmark alleged that the plaintiff didn’t disclose all of his underlying medical circumstances, thus rejecting his incapacity declare. Regardless of initially rejecting the incapacity declare, the corporate finally reached a settlement with the plaintiff.
In one other case filed towards Trustmark, a chiropractor skilled a bicycle accident that left him quickly paralyzed with everlasting accidents to his backbone and again. His Trustmark coverage had an exclusion for any accidents associated to his neck. Trustmark denied his declare and alleged that the plaintiff’s accidents have been unrelated to his neck to keep away from paying out his declare. Nevertheless, docs confirmed that the insured’s accidents have been associated to his neck, along with the spinal twine and the again, and the long-term incapacity advantages have been finally honored.
Lastly, in one other case, a meals market supervisor additionally suffered from a coronary heart ailment and had beforehand bought a incapacity insurance coverage plan from Trustmark to guard his monetary safety for this very cause. When his situation worsened, he couldn’t return to work, and Trustmark alleged that the plaintiff didn’t disclose this ailment prior to buying the incapacity coverage. Witness testimony proved in any other case, and in consequence, Trustmark settled for an quantity greater than it might have price for them to pay out the preliminary declare.
These are just some examples of how Trustmark and different massive insurance coverage firms deny legitimate insurance coverage claims. We’re right here to characterize your pursuits and won’t let Trustmark or every other insurance coverage firm reap the benefits of you. You may have rightfully paid for a coverage which ought to pay you out the advantages promised, if and when that point comes.
Don’t Wait To File A Declare Towards Trustmark
Insurance coverage claims have deadlines that you could meet if you’re to gather the insurance coverage advantages you paid for. Timing is very necessary in case your coverage is ruled by the Federal Worker Retirement Revenue Securities Act (ERISA). In case you are coping with a denied insurance coverage declare from Trustmark, we urge you to take motion and to not delay a second longer! Our authorized staff will deal with you with the dignity you deserve whereas combating relentlessly to safe the insurance coverage advantages you might be owed.
If in case you have any questions, name us. Insurance coverage insurance policies are complicated and written by attorneys. The staff at Donahue & Horrow, LLP, will analyze your particular person coverage, no matter which sort of insurance coverage plan you bought from Trustmark. Chances are you’ll not be capable of belief Trustmark to do the precise factor, however you may depend on us to struggle for and defend your rights. Name us at this time for a free session: (877) 664-5407.