Printed on March 6, 2020
You could be listening to in regards to the coronavirus illness 2019 (COVID-19) within the information. At present, the foundations in your Market well being plan for therapy for COVID-19, stay the identical as for the therapy of some other viral an infection. Examine together with your medical health insurance firm for his or her particular advantages and protection coverage. Listed here are another issues to find out about how your Market well being plan works on the subject of COVID-19:
Understanding your protection
- Lab and different providers: Particular person and small group market issuers are typically required to incorporate laboratory providers as a class of Important Well being Advantages. Protection for a particular diagnostic or laboratory service can differ by plan, so test together with your medical health insurance firm about their protection for lab exams and associated providers for prognosis and therapy of COVID-19. That is additionally true to your well being plan’s protection for doctor and hospital providers associated to the prognosis and therapy of COVID-19.
- Telehealth: Telehealth providers or residence well being visits might already be lined by many medical health insurance corporations. You must test together with your medical health insurance firm to find out whether or not these providers are lined and what you’ll pay.
- Enrolling in protection: In case you aren’t presently enrolled in protection, you may see should you qualify for a . As a reminder, federal legislation and laws present protections in opposition to pre-existing situation exclusions in medical health insurance protection. In case you are eligible, well being plans should allow you to enroll no matter well being standing, age, gender, or different components that may predict using well being providers. Market plans can’t terminate protection because of a change in well being standing, together with prognosis or therapy of COVID-19.