How do I file an auto insurance coverage declare with Liberty Mutual?

When coping with automobile harm, you could need to be taught methods to file an auto insurance coverage declare. Particularly, you could need to know methods to file an auto insurance coverage declare with Liberty Mutual.

The method to file an auto insurance coverage declare with Liberty Mutual is determined by whether or not you’re submitting in opposition to an current buyer or are a policyholder your self. Both means, you’ll be able to deal with this course of on-line, and the corporate claims that it ought to solely take 5 to 10 minutes to do that from begin to end.

How you can File an Auto Insurance coverage Declare if You’re a Liberty Mutual Buyer

As a Liberty Mutual buyer, you need to have an internet account already. Log in to this web site and reply the questions. You want to submit documentation, comparable to photographs of the harm, a duplicate of the police or accident report if relevant, and any supporting info.

The corporate will then assign a case consultant who will contact you to elucidate the next steps. They’ll let you know if you should file a police report after an accident.

When you favor, you’ll be able to all the time file a declare utilizing the corporate’s cell app. When you don’t have entry to the Web, you need to name Liberty Mutual by way of its toll-free quantity.

Learn extra: What documentation do I have to file an auto insurance coverage declare with Liberty Mutual?

How you can File an Auto Insurance coverage Declare Towards a Liberty Mutual Buyer

In case you are submitting in opposition to a Liberty mutual buyer or are a consultant of an insurance coverage firm submitting a declare, you need to put together to submit the identical degree of documentation.

Nevertheless, on this case, you’ll be able to log onto the corporate’s web site and enter the shopper’s coverage quantity plus the final identify of the insured. You possibly can then entry the step-by-step course of to provide the remainder of the knowledge.

What Occurs After You File an Auto Insurance coverage Declare with Liberty Mutual

As a buyer, the subsequent step ought to be to assessment the harm at a restore store. Liberty Mutual has a assured restore community, and there could also be benefits to selecting a store from that checklist, particularly if you wish to keep away from an incident of when insurance coverage gained’t pay the restore store’s quoted value.

As soon as the store has accomplished repairs, Liberty Mutual can pay them straight if it is part of the assured restore community. Nevertheless, do not forget that you can be answerable for paying the out-of-pocket deductible at the moment.

What’s an auto insurance coverage deductible, and the way does it work? An insurance coverage deductible is the quantity that you simply cowl out of pocket for any damages. The insurance coverage firm can pay a restore store the price of repairs, minus your deductible, which you’ll need to pay your self.

When you paid upfront, the insurance coverage firm will reimburse you the price of repairs minus your deductible.

Liberty Mutual might also lengthen using a rental automotive at discounted charges with a selected supplier or by way of the corporate of your alternative.

Learn  extra: What’s Liberty Mutual’s coverage on rental automotive protection through the claims course of?

A Easy Method to File an Auto Insurance coverage Declare With Liberty Mutual

The method to file an auto insurance coverage declare with Liberty Mutual is determined by whether or not you’re a policyholder or claiming in opposition to one. Nevertheless, the corporate claims it shouldn’t take greater than 10 minutes to file utilizing the step-by-step course of on its web site.

Whereas your declare is in course of, you’ll be able to all the time log in to your on-line account to examine its standing. You’ll be capable to contact your claims consultant at the moment for additional info.