How To Cancel Spot pets Pet Insurance coverage

In case you’re desirous about canceling your Spot pets Pet Insurance coverage, we encourage you to see our recommendations on the elements you’ll wish to contemplate earlier than making a agency resolution. We even have recommendation on how and when to discover a new pet insurance coverage supplier to maintain your pup protected. Nevertheless, when you’ve already determined to cancel for no matter motive, we offer you contact info and recommendations on the right way to cancel your Spot coverage.

Learn Our Full Spot Pet Insurance coverage Overview

Spot Pet Insurance coverage Cancellation Coverage

Beneath is Spot Pet Insurance coverage’s official cancellation coverage:

It’s essential to contact us by way of e-mail, phone or in writing to advise us of the long run date when this coverage is to cancel. You may ship written notification by e-mail, fax or by mail. We’ll refund any premium that you’ve already paid for any interval after your final date of protection.

How To Cancel Spot Pet Insurance coverage

In contrast to another pet insurance coverage suppliers, Spot doesn’t have a useful on-line cancellation kind you’ll be able to fill out and submit. However they do offer you just a few choices to terminate your coverage.

Name To Cancel

In case you’d like to talk with a Spot consultant about canceling, name 1-800-905-1595. Customer support is accessible by telephone Monday via Friday from 8am to 8pm EST. Be sure you have your coverage quantity useful.

When you’re related with a consultant on the telephone, you’ll be able to ask any questions on canceling your coverage. If they are saying they’ll terminate your coverage over the telephone, then you’ll be able to proceed when you’d like. Nevertheless, they could request written affirmation. If they’ll cancel by telephone, we suggest asking them to e-mail you a affirmation message that the coverage has been terminated. Having it in writing will assist do you have to by chance be billed after canceling.

Electronic mail Or Mail To Cancel

Spot additionally provides you two written choices for canceling.

You may ship your request by e-mail at [email protected].

You can too ship it by way of snail mail with a written discover of cancellation to:
Spot Pet Insurance coverage
990 Biscayne Blvd Suite 603
Miami, FL 33132.

In case you’d want to deal with your coverage termination in writing, we suggest doing so by way of e-mail. That approach, you’ll be able to ask questions and obtain a fast affirmation of cancellation in writing.

Points To Contemplate Earlier than Canceling Your Coverage

You’ll wish to hold just a few vital issues in thoughts earlier than terminating your coverage.

Different Insurers Will Exclude Pre-Current Circumstances

It’s important to know that any situations your pet was identified with earlier than or throughout the time your canine was enrolled in Spot’s pet insurance coverage will doubtless be excluded from protection by any new insurance coverage supplier.

This may be extraordinarily problematic in case your pup was identified with and handled for a continual situation, equivalent to arthritis, diabetes, most cancers, or allergic reactions, throughout your Spot coverage protection. Will you be capable to cowl these veterinary bills your self? It might be sensible to calculate your canine’s ongoing medical prices for a yr to find out when you can afford them.

Your Pet’s Age

Your present Spot coverage covers your pet for all times as long as you keep present on funds. Nevertheless, when you cancel your coverage and have an aged pet, it’s possible you’ll not be capable to discover a new pet insurance coverage coverage that meets your finances and desires. Some suppliers have age limits and received’t insure new pets as soon as they attain a sure age (limits range by supplier).

Sicknesses & Accidents Can Happen Anytime

You could be contemplating terminating your coverage as a result of your pup has by no means had any medical issues. However remember that accidents and well being situations can come up if you least count on them. Even when you plan on enrolling your pup with a brand new insurance coverage supplier, you’ll have ready intervals earlier than your new coverage’s protection kicks in. So it could be sensible to overlap them throughout this time to ensure your pet just isn’t topic to any ready period-related protection gaps.

Often Requested Questions

Can I Get My Cash Again From Spot?

Sure, any pro-rated cash you’ve gotten paid upfront for protection will doubtless be refunded after your coverage is terminated, as long as you haven’t any excellent claims.

Can I Cancel Spot At Any Time?

Sure, you’ll be able to cancel your Spot pet insurance coverage coverage at any time. Nevertheless, when you’ve got an excellent declare, it might be sensible to attend till it has been settled and any cash on account of you has been obtained.

What Is Spot’s Greatest’s 30-Day Cash-Again Assure?

You may cancel your coverage for any motive inside 30 days of the coverage efficient date, and Spot will refund 100% of any premium paid so long as no claims have been paid. In case you submitted a declare throughout this time interval, Spot will refund any premium in accordance with their common cancellation coverage. This 30-day money-back assure just isn’t out there in Maine or New York.

What Occurs To Pet Insurance coverage When A Pet Dies?

In case you’re canceling your pet insurance coverage coverage as a result of your pet has crossed over the rainbow bridge, please know you might be in our ideas. It’s evident that you simply cared immensely to your pet by insuring them to start with, and the bond you shared is unbreakable. We hope you could find consolation within the reminiscences you made collectively.

Relating to your query, after your pet dies, you must contact Spot’s customer support by telephone. They’ll cancel your account for the day after your pet passes, however you’ll nonetheless be capable to file any closing claims.

How To Discover A New Pet Insurance coverage Firm

In case you’d nonetheless wish to insure your pet however weren’t happy with Spot, you should definitely learn our pet insurance coverage evaluations to see which pet insurance coverage firms we suggest most extremely. Moreover, you may get quotes from lots of the prime pet insurance coverage firms by filling out the quote kind above.

We advise doing all your analysis and getting quotes earlier than you cancel your present coverage. This method can reduce the time interval that your pup isn’t lined between your earlier and new pet insurance coverage protection. It doesn’t matter what, pet insurance coverage is value it, and insuring your furry pals is an effective way to guard your pockets and ensure your pets get the required well being care they want.

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